* {
  box-sizing: border-box;
}
/* body {
  margin: 0;
  font-family: Arial, sans-serif;
  background: #f5f7fa;
  color: #333;
} */
.loan-application-wrapper {
  max-width: 1000px;
  margin: 50px auto;
  padding: 0 20px;
}
.application-header {
  text-align: center;
  margin-bottom: 30px;
}
.application-header h1 {
  margin-bottom: 10px;
  font-size: 36px;
  color: #1d2b53;
}
.application-header p {
  color: #666;
  font-size: 16px;
  line-height: 1.7;
}
.form-card {
  background: #fff;
  padding: 35px;
  border-radius: 10px;
  box-shadow: 0 5px 25px rgba(0, 0, 0, 0.08);
}
.form-section {
  margin-bottom: 35px;
}
.form-section-title {
  font-size: 22px;
  font-weight: 600;
  color: #1d2b53;
  border-bottom: 1px solid #e5e5e5;
  padding-bottom: 12px;
  margin-bottom: 25px;
}
.form-row {
  display: flex;
  flex-wrap: wrap;
  margin: 0 -10px;
}
.form-group {
  width: 50%;
  padding: 0 10px;
  margin-bottom: 20px;
}
.form-group.full-width {
  width: 100%;
}
label {
  display: block;
  font-weight: 600;
  margin-bottom: 8px;
  color: #333;
}
.required {
  color: #dc3545;
}
input,
select,
textarea {
  width: 100%;
  padding: 13px 15px;
  border: 1px solid #d9dfe7;
  border-radius: 5px;
  font-size: 15px;
  outline: none;
  background: #fff;
}
input:focus,
select:focus,
textarea:focus {
  border-color: #1d2b53;
}
textarea {
  min-height: 120px;
  resize: vertical;
}
input[type="file"] {
  padding: 10px;
}
.help-text {
  display: block;
  margin-top: 6px;
  font-size: 12px;
  color: #777;
  line-height: 1.5;
}
.document-box {
  background: #f8f9fb;
  border: 1px solid #e3e7ed;
  border-radius: 8px;
  padding: 20px;
  margin-bottom: 20px;
}
.document-box h5 {
  margin: 0 0 8px;
  font-size: 16px;
  color: #1d2b53;
}
.document-box p {
  margin: 0 0 12px;
  font-size: 13px;
  color: #666;
}
.consent-box {
  background: #f8f9fb;
  padding: 18px;
  border-radius: 6px;
  margin-bottom: 25px;
}
.consent-box label {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  font-weight: normal;
  font-size: 13px;
  line-height: 1.6;
}
.consent-box input[type="checkbox"] {
  width: auto;
  margin-top: 4px;
}
.submit-wrapper {
  text-align: center;
}
.submit-btn {
  background: #1d2b53;
  color: #fff;
  border: none;
  padding: 14px 35px;
  border-radius: 5px;
  font-size: 16px;
  font-weight: 600;
  cursor: pointer;
  transition: 0.3s;
}
.submit-btn:hover {
  background: #111c3a;
}
.form-note {
  text-align: center;
  margin-top: 15px;
  font-size: 12px;
  color: #777;
  line-height: 1.6;
}
.after-application {
  margin-top: 40px;
  background: #fff;
  padding: 30px;
  border-radius: 10px;
  box-shadow: 0 5px 25px rgba(0, 0, 0, 0.06);
}
.after-application h2 {
  color: #1d2b53;
  margin-bottom: 20px;
}
.steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
.step {
  padding: 20px;
  background: #f8f9fb;
  border-radius: 8px;
}
.step-number {
  font-size: 13px;
  font-weight: bold;
  color: #1d2b53;
  margin-bottom: 8px;
}
.step h4 {
  margin: 0 0 8px;
}
.step p {
  margin: 0;
  font-size: 14px;
  line-height: 1.6;
  color: #666;
}
.disclaimer {
  margin-top: 30px;
  padding: 18px;
  background: #fff8e8;
  border-left: 4px solid #e0a800;
  font-size: 13px;
  line-height: 1.7;
  color: #665b42;
}
@media (max-width: 768px) {
  .loan-application-wrapper {
    margin: 30px auto;
  }
  .form-card {
    padding: 25px 18px;
  }
  .application-header h1 {
    font-size: 28px;
  }
  .form-group {
    width: 100%;
  }
  .steps {
    grid-template-columns: 1fr;
  }
}